Cost to Buy Property in Dubai: Minimum Investment (2026)

Last Updated: February 2026

Calculating Your Entry Price

Dubai remains surprisingly affordable compared to major hubs like London, New York, or Singapore. However, the listed price is not the only number you need to know.

Market Entry Points (Approximate)

• Affordable Studios (JCV, Arjan): AED 500,000 - AED 700,000
• Premium 1-Bed Apartments (Marina, Downtown): AED 1.5M - AED 2.5M
• Luxury Villas (Dubai Hills, Palm): AED 5M+

The "Hidden" Costs

Let's say you buy a property for AED 1,000,000. Here is the breakdown:

1. DLD Registration Fee (4%): AED 40,000 (Paid to government)
2. Trustee Office Fee: AED 4,200 (approx)
3. Agency Service Fee (2% + VAT): AED 21,000
4. Title Deed Issuance: AED 580

Total Extra Fees: Approx. AED 65,780.

Mortgage Buyers

Foreigners can typically borrow up to 80% of the property value (for properties under AED 5M). This means your down payment would be AED 200,000.

So, to buy a 1 Million AED property, you need roughly AED 265,000 - 270,000 cash in hand to close the deal. For more on the process, check our comprehensive buying guide.